dissabte, 5 de març del 2011

How much a saving bank costs?



Today, we still don’t know how much a Spanish saving bank costs. Next Tuesday, The Spanish Bank will show us what they need to don’t fall down.

What saving banks would like is to follow the same system as a bank for many reasons. The most important is because the crisis. If they had autonomy and didn’t have to give all the earned money to Bank Foundations, they would solve many financial problems like debts, some caused by people who don’t pay.

The difference between a bank and a saving bank is simple. The first one has an owner who earns a lot of money as it is his own company, but also has a headmaster who directs the company. Moreover, a part from the owner, there are people who can buy bank shares. The second one, only has a headmaster and most profits go to different types of Bank Fundations, which benefit everybody.
In my opinion, we find saving banks very useful for ordinary people like most of us because they don't speculate with our maney, as banks do. But it's also true that if these "companies" have financial problems they have to find a solution to solve them. So, if they choose the best option thinking on the benefits for the majority and not just for some, I will agree with them anyway.

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